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Sandy: The Aftermath. Offices, Forms, Safety Tips and More To Help Residents Recover 

New Jersey Economic Development Association Extends Hurricane Sandy Deadline

Update 2013/10/17 - NJ EDA has extended the deadline for Superstorm Sandy impacted businesses to apply for Stronger NJ Business Grants and Loans.  The deadline is now December 31, 2013.

Sandy-Impacted Homeowners Have Until August 1st to Apply for RREM &
Resettlement Programs

Sandy-impacted homeowners have until August 1, 2013 to apply for the Reconstruction, Rehabilitation, Elevation and Mitigation (RREM) and Homeowner Resettlement Programs. After August 1, applications will no longer be accepted for the two grant programs. Eligible homeowners can apply for grant assistance online, by phone at 1-855-SANDYHM (1-855-726-3946), or in person at any one of the Housing Recovery Centers open in each of the nine counties most affected by Superstorm Sandy (Atlantic, Bergen, Cape May, Essex, Hudson, Middlesex, Monmouth, Ocean, and Union).

Homeowners should apply for the Relocation Grant EVEN if they're staying in their own homes.

The initial application period for the grant programs ended on June 30, 2013.  Applications received between June 30th and August 1st will be considered after all the applications from the initial application period have been processed, including those that were placed on the wait list. People on the wait list and people who applied after June 30th will be considered for a possible grant award when additional federal Community Development Block Grant (CDBG) Disaster Recovery funding becomes available, which is expected this fall.

Locations of the nine Housing Recovery Centers are as follows:
•         ATLANTIC: 500 Scarborough Dr., Suite 101, Egg Harbor Twp
•         BERGEN: 140 E. Ridgewood Ave., 1st Floor, South Tower, Paramus
•         CAPE MAY: 3860 Bayshore Rd., Suite 5, North Cape May
•         ESSEX: 153 Halsey Street, 2nd Floor, Newark
•         HUDSON: 438 Summit Ave., 6th Floor, Jersey City
•         MIDDLESEX: 1 Metroplex Dr., Edison
•         MONMOUTH: 3 Paragon Way, Suite150, Freehold NJ
•         OCEAN: 750 Vassar Ave., Suite 1, Lakewood Twp
•         UNION: 150 Morris Ave., Suite 101, Springfield

Now That You Know What Flood Zone You're In, FEMA Helpline Will Help You
Figure Out Your Flood Insurance Rates! 

Now that the National Flood Insurance Program Preliminary Work Maps have been issued andClick here to find out what Flood Zone you're in! Jersey City residents have a pretty good idea of what flood zone they’re located in, property owners with questions about National Flood Insurance rates now have a helpline number to call as well: 877-287-9804.  

Open from 8:00 a.m. to 4:30 p.m. daily from Monday through Friday, Residents or policyholders with questions or concerns about their rates or claims can now speak with National Flood Insurance Program specialists.  

But residents should be prepared! All pertinent information, such as the name of their insurance carrier and policy number, should be on hand. They should also keep records and notes on their calls, including a log of the date, time, and specialist they spoke with, as well as what issues were discussed and the advice given.

Additional information is available at floodsmart.gov. 

 Christie Administration: July Launch of Stronger NJ Business Loan Program 

Businesses Encouraged to Sign Up for Program at application.njeda.com/strongernjbusiness    

Click here to go directly to the Stronger NJ Business Loan Program Beginning in July 2013, the Stronger NJ Business Loan Program will offer direct, low-cost loans of up to $5 million to businesses and non-profits that suffered physical damage, as well as to businesses looking to expand within storm-impacted communities.  


Following the approval of New Jersey’s Community Development Block Grant (CDBG) Disaster Recovery Action Plan, Governor Chris Christie called on the New Jersey Economic Development Authority (EDA) to administer $460 million of the state’s CDBG Disaster Recovery allocation to assist storm-impacted businesses. Following the May launch of the Stronger NJ Business Grant Program, the Stronger NJ Business Loan Program is the second of these CDBG-funded business recovery initiatives and will utilize $100 million of the allocation.
“Small businesses are the social and economic backbone of so many of the New Jersey communities that experienced damage as a result of Superstorm Sandy,” said Governor Christie. “Today’s EDA Board approval of the Stronger NJ Business Loan Program represents the next step in assisting these storm-impacted businesses with their rebuilding and recovery so that they can get back to normal operations, generating the revenues and jobs that keep New Jersey moving.”


The Stronger NJ Business Loan Program will be available to impacted small businesses statewide,Click For More Information with a focus on most impacted counties, which includes Hudson county, as determined by the U.S. Department of Housing and Urban Development (HUD). To be eligible, Hudson County businesses must: 1) positively impact the economy of their community through either capital investment or the creation or retention of jobs; and/or 2) evidence a minimum of $5,000 in physical damage to real property and/or loss or damage of non-perishable and non-consumable inventory.

“Through the grant and loan programs, we are working to ensure that New Jersey’s impacted businesses and communities are able to recover, rebuild and thrive,” said EDA Chief Executive Officer Michele Brown. “It is critical that every business in need knows that funding is available and help is just a phone call away. We want to encourage businesses to grow and invest in our hardest hit communities to strengthen the local economy and promote the creation and retention of jobs.”

The loans are available to support working capital needs and/or renovations or new construction of the place of business. The maximum working capital loan amount is $500,000, exclusive of equipment. Working capital needs could include: repaying or refinancing debt used to pay working capital (not physical damage) after the storm; salary, wages and fringe benefits; mortgage, rent or property lease payments; perishable and non-perishable inventory; supplies; utility bills; equipment and machinery leases, rentals or purchases that do not require installation; marketing; insurance premiums related to the business; and, federal, state, county, local or other taxes and assessments not in arrears.  

The maximum loan for renovation or new construction is $5 million. Eligible uses could include: repair or replacement of the physical structure, building systems, electrical, plumbing, furnishings, exterior structures, or equipment or machinery of any costs that also requires installation; carpentry or other construction costs associated with repair or replacement of the place of business; installation of fixtures; mitigation; new construction and renovations; landscaping; paving; architectural or engineering services; other construction-related services, with the exclusion of accounting, legal and financing; and, any of the above costs paid to satisfy insurance deductibles.  

To be eligible, businesses must have at least one location in New Jersey and entities must have been in existence at the time of the storm. Applicants must also be a small business, as defined by the Small Business Administration (SBA), and have annual revenues of at least $25,000. As required by HUD for CDBG Disaster Recovery funds, loans under the program must be used to satisfy “unmet needs,” which are defined as financial needs not satisfied by other public or private funding sources. As CDBG Disaster Recovery funds are meant to be funding of last resort, HUD requires that businesses must have applied to and received a declination or approval for an SBA disaster loan if the SBA program is still active.  

The SBA deadline for Physical Damage loans was May 1, 2013; the SBA Economic Injury Disaster Loan deadline is currently July 31, 2013. If an entity still has a pending application with SBA from the recently closed Physical Damage Disaster Loan, they will need to wait for a determination before submitting their application to EDA. If a company is seeking funds related to physical damage, which could include construction, but did not apply for the SBA program before it lapsed, the company may still apply for the Stronger NJ Business Loan program. If an entity has needs that could be funded by an Economic Injury Disaster Loan, which could include working capital to cover salaries and expenses, they will need to apply to SBA and receive a final determination before they will be able to submit a Stronger NJ Business Loan application.   

Beginning July 1, businesses and non-profits can call EDA’s Sandy hotline at 1-855-SANDY-BZ (1-855-726-3929) to speak with a representative to start the Stronger NJ Business Loan application process. For more information, visit application.njeda.com/strongernjbusiness.

"reNew Jersey Stronger" Housing Recovery Center Opens In Hudson County On June 8th, 2013

The Christie Administration today announced that “reNew Jersey Stronger” Housing Recovery Centers will open at 8:00 a.m. Click here to go directly to reNew Jersey Stronger website!tomorrow morning in each of the nine counties most impacted by Superstorm Sandy. Eligible homeowners whose primary residences were damaged or destroyed by the storm can visit any of the nine Housing Recovery Centers to apply in-person for two grants designed to encourage them to resettle in their homes and help them repair, elevate or rebuild their residences.

The Hudson County Office is located at 438 Summit Avenue, Jersey City.  Funding is limited, so residents affected by Sandy should apply in a timely manner. 

Sandy-impacted homeowners can apply for grant assistance at here or by calling 1-855-SANDYHM (1-855-726-3946). The Housing Recovery Centers are an additional option homeowners have to apply for assistance.

“We want to make applying for our ‘reNew Jersey Stronger’ grant programs as easy as possible for Sandy-affected individuals whose lives have been anything but easy since the storm made landfall,” said Governor Christie. “Homeowners should continue to apply online and through the call center, but these recovery centers are there if they need in-person assistance.”   

Under the “reNew Jersey Stronger” housing initiative, homeowners whose primary residences were damaged by the storm in the nine most-impacted counties (Atlantic, Bergen, Cape May, Essex, Hudson, Middlesex, Monmouth, Ocean, and Union) are encouraged to apply for both of the following grant programs:

Homeowner Reconstruction, Rehabilitation, Elevation and Mitigation (RREM) Program: This $600 million program provides eligible homeowners up to $150,000 grants to help repair, elevate or rebuild their primary residences.

Homeowner Resettlement Program: This $180 million program is aimed at encouraging eligible homeowners to remain in the nine counties that were most seriously affected by the storm by providing $10,000 grants to encourage them to resettle in their existing primary home or resettle in the same county.

NJ's Department of Community Affairs Makes Two Housing Assistance Grants Available To Those Affected By Hurricane Sandy 

The New Jersey Department of Community Affairs is providing  a Housing Assistance Grants Program for residents affected by Superstorm Sandy. Residents may call 1-855-SANDYHM (1-855-726-3946) or download the grants applications online.2013 05 29 reNew Jersey Graphic 250 

Two housing assistance grants are available and homeowners are encouraged to apply for both of them:

The Homeowner Resettlement Program (Resettlement) -- This program will provide $10,000 grants to eligible homeowners to encourage them to resettle in their existing home or resettle in the same county.   

The Homeowner Reconstruction, Rehabilitation, Elevation and Mitigation Program (RREM) -- This program will provide eligible homeowners up to $150,000 in grant funds to aid the reconstruction, rehabilitation, elevation and mitigation of damaged primary homes. 

Residents should note that Housing Assistance Grants will NOT be distributed on a first-come, first-served basis. Applications received on or before June 30, 2013, will be randomly processed and then prioritized focusing on factors such as level of damage, income, and areas highest impact. Because of this, there is no advantage to applying early during this period. To learn more about "reNew Jersey Stronger" click on the image abbove and download the information!

 Applications received on or after July 1, 2013 will, however,  be processed on a first-received, first-processed basis with priority given to those homes that were substantially damaged and to homeowners of low- to moderate-income. As a result, residents are strongly encouraged to submit an application prior to July 1, 2013.  

There is no formal deadline for accepting applications. 

Beginning June 8, 2013, customers will be able to apply in-person at one of the nine Sandy Housing Assistance Centers  in Atlantic, Bergen, Cape May, Essex, Hudson, Middlesex, Monmouth, Ocean, and Union counties. A complete list of centers, center hours, and locations will be available online in the coming days. 

A Small Rental Properties Program application, which will help existing and new owners of rental housing restore their properties of 25 units or less, will be launched shortly. Interested applicants should register to receive a notification at www.nj.gov/dca/divisions/sandyrecovery

Now Available: Stronger NJ Business Grant Program
Beginning May, 1st, 2013, the New Jersey Economic Development Authority (NJEDA) will begin accepting applications for the Stronger NJ Business Grant program. This program provides up to $50,000 Click here to download all information, including Grant Instructions!per impacted location and up to $250,000 per entity to eligible small businesses and non-profit organizations which sustained a minimum of $5,000 in physical damage from Superstorm Sandy.
Governor Chris Christie has tasked the NJEDA to administer $460 million of Community Development Block Grant (CDBG) funding to support the recovery of storm-impacted businesses. Of this total, $260 million will fund the Stronger NJ Business Grant program.
For more information regarding the Stronger NJ Business Grant program, including 
eligibility information and application instructions, please visit: http://application.njeda.com/
The NJEDA Office of Recovery Superstorm Sandy hotline is also open at 1-855-SANDY-BZ to answer any questions business owners may have regarding the program and application process. Download Frequently Asked Grant Questions. 

The NJEDA is asking business owners help spread the word about the launch of this critically important program, so that impacted businesses can receive the assistance they need. The NJEDA Office of Recovery is also happy to work with business organizations to familiarize them with the new programs by serving as guest speakers and participating in scheduled events or sharing program tool kits that include key information. The NJEDA Office of Recovery can be reached through the Superstorm Sandy hotline at 1-855-SANDY-BZ.
Para español marque 1-855-SANDY-BZ.

 Mail Delivery 

Having Trouble Getting Mail? Here are some tips from USPS: According to USPS,those displaced by the storm should file a change of address here or call 1-800-ASK-USPS (1-800-275-8777). Customers can get updates on mail delivery by calling  1-800-ASK-USPS or here. 

Read more here for the latest information on service disruptions in areas affected by Hurricane Sandy or call 1-800-ASK-USPS (1-800-275-8777).

SANDY BUSINESS RECOVERY:  A toll-free hotline, 1-888-541-1900, is now available for NJ survivors facing legal issues because of Hurricane Sandy.  Disaster survivors with storm-related legal issues can call the hotline to request free legal assistance. Hours are 9:00 a.m. to 5:00 p.m.


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