The Division of Affordable Housing

Our mission is to track and enforce municipally mandated affordable units in order to preserve existing units and effectively create new affordable units; and to study and recommend housing policy to ensure a holistic approach to meet the ongoing and future needs for all Jersey City residents. 

The Division of Affordable Housing (DOAH) was created in October of 2019 as an administrative body solely dedicated to enforcing affordable housing requirements for new private development. Private developers seeking to build in redevelopment zones or with zoning variances must work with DOAH to create affordable units for the public. 

The City of Jersey City Division of Affordable Housing (DOAH) is pleased to announce the launch of AffordableHousingJC.com, the consolidated affordable housing web portal. This website makes it easier and faster to apply for affordable housing in Jersey City.

Please note: The Division of Affordable Housing does not place tenants into units. If you are a prospective tenant looking for housing, we are happy to provide housing resources online to aid you in your search. We will not be able to accept applications or provide housing directly. 

Developer resources, including the Division’s Affordable Housing Manual on how to operate income restricted units, can be found here. Tenant housing resources can be found below.

AFFORDABLE HOUSING OVERVIEW

How Do I Get Affordable Housing?

Applicants apply directly to developments that are advertising affordable housing units. Applicants are chosen through a lottery system - each affordable housing development has its own lottery system. Please note: The City of Jersey City does not have a public lottery for affordable housing. Applicants must meet income and tenant requirements before being considered, known as "pre-screening." Lottery winners will be contacted by the development.

Where Can I Find Affordable Housing?

Our Housing Resources page has links and information on where to find affordable housing. Please note: The Division of Affordable Housing does not place residents into affordable units. We do not take applications. The Division of Affordable Housing works with the developers who are building affordable housing units.
   

Quick Links 

What is Affordable Housing?

Affordable housing units in Jersey City are restricted to occupancy by households with a total combined income under 80% of the median income level for Hudson County, as determined by the Department of Housing and Urban Development. These affordable units are newly constructed apartments that are legally restricted for low-and-moderate incomes.

What are Affordable Housing Income Limits?

Affordable housing income brackets are calculated relative to the Area Median Income (AMI) for Hudson County. This median income is used to categorize lower incomes into income brackets. The AMI in Hudson County for 1 person is $72,846 per year. See the 2025 Affordable Housing Regional Income Limits by Household Size for limits by household size. 

Income Level Definitions:

2025 HUD Area Median Income (AMI) Limits for the Jersey City, NJ HUD Metro FMR Area

Household
Income Level

1-Person

Household

2-Person

Household

3-Person

Household

4-Person

Household

Very-Low Income

(30% or below of median income)

$28,140

$32,160

$36,180

$40,200

Low Income

(30% - 50% of median income)

$46,900

$53,600

$60,300

$67,000

Moderate Income

(50% - 80% of median income)

$75,040

$85,760

$96,480

$107,200

Workforce

(80% - 120% of median income)

$112,560

$128,640

$144,720

$160,800

 

2025 UHAC Regional Median Income (RMI) Limits for DCA Region 1

Household Income Level

1-Person

Household

2-Person

Household

3-Person

Household

4-Person

Household

Very-Low Income

(30% or below of median income)

$26,730

$30,540

$34,350

$38,160

Low Income

(30% - 50% of median income)

$44,550

$50,900

$57,250

$63,600

Moderate Income

(50% - 80% of median income)

$71,280

$81,440

$91,600

$101,760

Workforce

(80% - 120% of median income)

$89,100

$101,800

$114,500

$127,200

 

 

Contact Info

  • phone(201) 547-5169

  • Division of Affordable Housing
    Three Jackson Square (342 Martin Luther King Dr.)
    Jersey City, NJ 07305

     

    Office Hours:

    9 AM - 5 PM; Mondays to Fridays

    Closed on the weekends. 


    “GigiHeadshot"

    Gigi Gazon
    Director

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